Wednesday, April 10, 2013

Bicycle Insurance?

Have you guys heard about this? In our office, we get a women's health magazine that is written locally. Anyway, there was an article about bicycling which detailed different types of bikes including the materials with which bikes are made of. Towards the end of the article, it discussed bicycle insurance. Like a comprehensive and liability plan that would cover if you were to get hit by a motorist, etc. It also said that it includes bicycle theft or loss. This was all new to me.

Hmm...just do a search and you'll find that there is a lot of discussion about this. I may be wrong here, but looks like bicycle theft is covered under your homeowners insurance, but you still have to pay your deductible (not sure if it has to be stolen FROM your home). As for what happens if you're out riding and a motorist hits you and sends you to the hospital? Sounds like there are plans that can help you out with this, just as if you were driving in your car and get into an accident. Now what about them TREES???


  1. Markel Bicycle Insurance ( offers bicycle coverage and covers exactly what you list above plus covers - your bike during transit, your riding apparel and spare parts, crash damage during a race/triathlon, and even offers event fee reimbursement if you miss an event because your bike is un-rideable do to a covered loss.

  2. Thanks for the info! I saw that in the search I was doing last night while typing up the blog entry. Couldn't find the link that the forum post was discussing...but sounds interesting.